The Federal Republic of Germany has one of the most highly productive financial markets in the world. The market is characterised by its distinct infrastructure, high degree of flexibility and significant capital capacity.

The SIGNAL IDUNA Group is, as one of the largest bancassurance group, a well-known and reputable part of this market.
It participates:

• as a provider of insurance and financial services;
• as a security and real estate investor;
• as a creditor for small to medium-sized businesses and for private clients.

The Group offers insurance coverage and services for private and commercial needs, provides capital formation and banking services and is strong in the area of asset management.

The Group's main focus lies traditionally in the insurance of the person. This includes health care, life and annuity insurance as well as company retirement provisions.

When it comes to premium income, the SIGNAL IDUNA Group is one of the German insurance industry's top ten in this sector.

A wide range of products in the area of property, personal liability and motor insurance as well as credit and fidelity insurance schemes together with legal protection insurance makes things perfect for private and commercial clients alike.

As mutual insurance companies, the SIGNAL IDUNA Group's controlling companies are committed to their members' interests. A growth- and earnings-oriented policy guarantees its autonomy and independence. These company goals are achieved, amongst other things, by the following strategic measures:

• consolidating its relationship to handicraft and trade guilds as well as to commercial institutions;
• strengthening its market position for the insurance of the person by providing innovative, customised products and services;
• further development of the business model from a mere insurance company to an integrated retirement, health care and financial service provider.